Take the worry out of life with insurance protection

Peace of Mind

Peace of Mind

Cover the cash needs your family may have, including your mortgage payments, credit card debt, and student debt with whole or term life insurance.

Access Cash Value*

Access Cash Value*

Your life insurance policy can provide money your family needs—for things like buying a home or paying for college and much more.*

Get Started Off Right

Get Started Off Right

Buying your child a whole life policy that accumulates cash value can lock in low premiums at their current age. They’ll thank you later.

LIFE INSURANCE TYPES

A Life Insurance policy will pay out a lump sum benefit when an insured person (on whose life the contract is based) passes away.

1. PERMANENT INSURANCE
Life insurance that remains active until the policy matures, unless the owner fails to pay the premium when due. The policy cannot be cancelled by the insurer for any reason except fraudulent application, and any such cancellation must occur within a period of time (usually two years) defined by law.

2. TEMPORARY INSURANCE – TERM INSURANCE
Term life insurance is the least expensive—and most popular—form of life insurance. Whether you receive it through your job or buy a policy on your own, it offers your family basic financial protection should something happen to you. It’s less expensive because it only covers you for a set “term,” a pre-specified number of years. When it expires, or you leave your job and decide to stop paying for it, you’re no longer covered and there’s no cash value attached.

Benefits of Life insurance

Protect what matters most

Flexibility

100% tailored, made-for-you policy: perfect for your needs

Protect your loved ones

A policy is not for you, it is for those you love

Cash Savings

Your policy may have the ability to save up a cash value

Guaranteed Investment

We only know one thing for certain, your policy will be used

Tax Benefits

Many tax benefits that can save you tens to hundreds of thousands

Hassle free

With upfront underwriting your family will have no issues making claims

Lets protect your family

Lets protect your income

Lets protect your retirement

945+ Reviews

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Very helpful fully explaining the different plans. Cash value is accessed via loans, which accrue interest and reduce cash value our valuable items.

Maria Marlin Retired Govt Officer, ON, Canada
Client Logo

Very helpful fully explaining the different plans. Cash value is accessed via loans, which accrue interest and reduce cash value our valuable items.

Maria Marlin Retired Govt Officer, ON, Canada

What happens if...

Our agents will help you with this process; but it should be enough to cover all of the needs you have identified

Work packages are often too general, contain way too many contingencies, or are completely inadequate to ones life circumstances. Our agents will ensure you are protected.

Our agents will help you choose a policy that fits your needs and protects all of your downside

As a single person with no family or dependants this is usually a great time to secure a life insurance policy. You have tremendous flexibility, and can usually secure a ridiculously low monthly premium

We provide products that can service EVERYONE. From the elderly, to the young, to the disable, to the smokers, to even the "uninsurable". We'll get you covered.

Our industry changes very often; almost as often as your life circumstances do. If your current agent has not contacted you within the last 12-24 months, your policy may need an update. We are constantly training our agents to be able to service our clients with the most up to date and beneficial information available

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